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How Can I Get Car Financing with a Bad Credit Score?

Credit History Document

 

A common question we get asked from customers is about bad credit car loans. So, can you finance a car with bad credit? Yes! You can finance a car with bad credit near West Lafayette. You can meet with our expert finance center to find out how to get bad credit car loans or downpayments with no credit. Learn more about getting a car loan with bad credit with the experts at Auto Express! For more information, feel free to contact us anytime!

How To Get Bad Credit Car Loans

Getting bad credit car loans in Lafayette is easier than you may think. The experts at Auto Express can help you through the entire process, and help you drive off the lot in your new car! Just apply for financing online to get started, and this will help you get pre-approved for your loan. Then, you can visit our location near Indianapolis to secure your bad credit car loan. 

What’s the Process to Secure Bad Credit Car Loans?

If you want to apply for bad credit car loans, here are some important tips to ensure you can make the right decision for yourself financially, and help you secure lower interest rates and payments each month:

  • Determine how much you can afford to pay. You should consider more than just the price of the vehicle. Other expenses to consider are the registration fees paid annually, gas costs, maintenance, and car insurance. 
  • Make a bigger down payment if possible. If you have a bad credit score, it may be best to make a bigger down payment, as this will give lenders the opportunity to view you as a responsible borrower. Furthermore, the larger the down payment, the less you will have to pay off monthly.
  • Try to clean up your credit report before applying for a loan. It’s important to review your credit score beforehand, and report any discrepancies that might be negatively affecting your credit score. Furthermore, if you owe anything or have any debts outstanding, it would be best to pay these off before applying for your loan.
  • Be honest about what kind of car you should buy. It’s important to only finance a car that is affordable each month, and one that won’t break the bank on maintenance costs. 
  • Shop around with lenders. It’s important to apply to a few different lenders to see which offers you the best interest rates and monthly payments. The first lender won’t always be the best.

Bad Credit Car Loans: Focus on Improving Your Credit Score

When taking our bad credit car loans and paying them on time each month, you have the opportunity to build your credit score. This will allow you to have more lending opportunities in the future and lower interest rates.

Learn More About Bad Credit Car Loans at Auto Express!

Now that you know more about securing bad credit car loans, near Crawfordsville, come see us at Auto Express for more information. You can use our value your trade tool on our website to help give you an estimate of what your trade is worth!

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765-477-7200

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2306 Veterans Memorial Pkwy S • Lafayette, IN 47909

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Open Today! Sales: 9:30am-5:30pm

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Auto Express 40.3676294, -86.8708375.